VIN question

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618 Syndicate

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Yep, vehicle as collateral, but on paper - they hold the title and rights to it, you keep the vehicle and continue driving and (hopefully) paying on the loan. You default, they send the repo man. It's obviously not legal in all states. I had never heard of it until moving to GA back in the late 90's and noticed them there; when I moved back to TX they were suddenly all over the place as if a law changed here that now allows them. The number of vehicles for sale here with "lost" titles is ridiculous, especially for a state that is relatively easy to obtain a replacement title if you are the registered owner. My bet is a very large amount of them are lost to title pawn. I've asked sellers directly and every now and then one will be honest and admit that is the case.

Richard
The interest rates on most of the title pawn type places are effin astronomical, that's one of the reasons it's referred to as predatory lending. They know good and well that people coming in the door are unlikely to be able to pay back loans at 500% or higher interest rates; they are also acutely aware of the fact that most of the folks they loan money to have no other options.
 
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Schurkey

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Never in the history of the Earth has there been a shortage of dirtbags, thieves, unethical priicks, the clueless, the lazy, and outright mental defectives.

The continued existence of "Payday Loan" and "Title Loan/pawn" businesses is proof; and it indicts the people on both sides of the counter.
 

618 Syndicate

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Never in the history of the Earth has there been a shortage of dirtbags, thieves, unethical priicks, the clueless, the lazy, and outright mental defectives.

The continued existence of "Payday Loan" and "Title Loan/pawn" businesses is proof; and it indicts the people on both sides of the counter.
If you and I are in agreement on something, it HAS to be true.....
 

someotherguy

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For sure, it's dirty business. However, they are up front with the terms. If they weren't, they would be shut down.

FWIW I am always cruising GMT400's on FB marketplace and CL; I see so many "lost title" trucks I get sick of looking after a while.

Richard
 

618 Syndicate

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"Neither borrower NOR lender be." Proverbs 22:7, emphasis mine. That's from 2700 years ago.
Ummmm, that's Shakespeare not the Bible, Hamlet actually.... and it continues "...for loan doth oft lose both itself and friend"
Proverbs 22: 7 says "The rich rule over the poor, and the borrower is slave to the lender." (NIV)
 

WVZR-1

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I would think the easiest way to ID would be to ID the the drive line to VIN, take both VIN to a GM dealer, parts department would do. Have them run a SPID request for you, the last page of a SPID request will have ID codes for all 'components'. The VIN and 'components' match you sort it and decide then! VIN derivatives on a 25 year old would be hard to spot on a frame. There won't be or shouldn't be a charge for the SPID request.

Drive line ID would be much easier!

If drive line matches the K-truck and title the dash then there needs to be an explanation!!
 
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1989GMCSIERRA

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The only real way VINs get mixed up is if

someone cut the metal cab section the VIN is riveted on and rewelded it on another truck.

drilled out the rivets and riveted the VIN to the other cab ( this is usually a theft thing)

cab was replaced with a legal replacement cab.

whoever the entity for your state is they may of issued a new BIN if it was a home build and considered a kit car


if you really wanna check it tell the lady you wanna have the local troopers or Highway Patrol do a parts check.
sk if the husband had a file on the truck. It may be slapped together for a bunch of different trucks.
 
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